.ins-public{margin:0;background:#faf9f5;color:#282820;font-family:Arial,sans-serif}.ins-public *{box-sizing:border-box}.ins-public .cu-header{max-width:none;padding:20px max(5vw,24px);background:#fff;border-bottom:1px solid #e9e5d8}.ins-public .cu-header nav{display:flex;gap:28px;align-items:center}.ins-public a{color:inherit}.ins-public .cu-header nav a{text-decoration:none;font-size:13px;font-weight:600}.ins-nav-cta{padding:12px 18px;border:1px solid #e4dcc4;border-radius:30px}.ins-page{max-width:1280px;margin:auto;padding:0 40px}.ins-breadcrumb{font-size:10px;letter-spacing:1.8px;padding:28px 0;color:#77715f}.ins-breadcrumb span{padding:0 12px}.ins-hero{display:grid;grid-template-columns:1.35fr 1fr;gap:80px;align-items:center;padding:45px 0 72px}.ins-eyebrow{font-size:10px;font-weight:700;letter-spacing:1.8px;color:#806300}.ins-hero h1{font-size:clamp(40px,5.5vw,72px);line-height:1.05;letter-spacing:-3px;margin:24px 0;color:#282820;max-width:650px}.ins-hero p{font-size:16px;line-height:1.8;max-width:490px;color:#6b675a}.ins-actions{display:flex;gap:25px;align-items:center;margin:30px 0}.ins-actions>a:last-child{font-size:12px;text-decoration:none}.ins-public .ot-primary{background:#ffcc00;border-color:#ffcc00;color:#282820}.ins-tags{display:flex;gap:12px;font-size:10px;color:#726b56}.ins-tags span{border:1px solid #e8dfc5;padding:7px 12px;border-radius:25px}.ins-pass{background:#ffcc00;color:#282820;border-radius:24px;padding:30px 36px;box-shadow:18px 20px 0 #f2e7b8;position:relative;overflow:hidden}.ins-pass:after{content:'';position:absolute;width:270px;height:270px;border:1px solid #70580020;border-radius:50%;top:65px;right:-150px;box-shadow:0 0 0 28px #70580008,0 0 0 60px #70580008}.ins-pass-top{display:flex;justify-content:space-between;align-items:center;font-size:9px;letter-spacing:1.5px;margin-bottom:40px}.ins-pass-top>span:last-child{font-size:35px}.ins-pass>small{color:#665000;font-size:10px;letter-spacing:2px}.ins-pass h2{font-size:34px;line-height:1;margin:16px 0;letter-spacing:-1px;color:#282820}.ins-pass h2 span{display:block;font-size:100px;font-weight:400;letter-spacing:-6px;color:#282820}.ins-pass p{color:#51451f;font-size:13px;line-height:1.6}.ins-pass footer{border-top:1px dashed #70580040;margin-top:27px;padding-top:22px;display:flex;gap:20px;align-items:center}.ins-pass footer b{font-size:26px;font-weight:400}.ins-pass footer span{font-size:8px;line-height:1.6;letter-spacing:1px}.ins-overview{border-top:1px solid #e5decb;border-bottom:1px solid #e5decb;padding:40px 0;display:grid;grid-template-columns:1fr 2fr;gap:40px}.ins-public h2{letter-spacing:-.7px}.ins-overview h2{margin-top:0;font-size:28px}.ins-overview p{line-height:1.8;color:#6b675a;font-size:14px}.ins-overview a{font-size:12px}.ins-section{padding:70px 0}.ins-section-head{display:flex;align-items:end;justify-content:space-between;gap:60px;margin-bottom:25px}.ins-section-head h2{font-size:32px;max-width:480px;margin:14px 0 0}.ins-section-head>p{font-size:12px;color:#746e60;max-width:240px;line-height:1.7}.ins-benefits{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.ins-benefits article{background:#fff;padding:24px;border:1px solid #e8e1d0;border-radius:12px}.ins-benefits article>span{font-size:12px;color:#806300}.ins-benefits h3{font-size:15px;line-height:1.4;min-height:60px;margin:22px 0 12px}.ins-benefits p{font-size:12px;line-height:1.8;color:#746e60;margin:0}.ins-coverage{display:grid;grid-template-columns:1fr 1.5fr;gap:65px;border-top:1px solid #e5decb}.ins-coverage h2{font-size:34px;line-height:1.2}.ins-coverage>div>p{font-size:14px;line-height:1.8;color:#6b675a}.ins-accordions details{background:#fff;border:1px solid #e8dfc8;border-radius:12px;margin-bottom:12px;padding:20px 24px}.ins-accordions summary{cursor:pointer;font-size:14px;font-weight:600;display:flex;justify-content:space-between;gap:20px}.ins-accordions 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p{margin:0}.ins-note>b{display:block;margin-bottom:5px}.ins-form-card{padding:34px!important;border-radius:16px!important;border:1px solid #e8dfc8!important;box-shadow:0 6px 35px #78600009!important}.ins-fieldset{padding:0;margin:0 0 32px;border:0;min-width:0}.ins-fieldset>legend{width:100%;font-size:14px;font-weight:700;border-bottom:1px solid #eee6d1;padding-bottom:14px;margin-bottom:22px}.ins-public .ot-field{gap:7px;font-size:12px;min-width:0}.ins-public .ot-field input,.ins-public .ot-field textarea,.ins-public .ot-field select{background:#fffefa;border-color:#e4dcc7;font-size:13px;min-width:0;width:100%;border-radius:7px}.ins-public .ot-field>label>span,.ins-options legend>span{color:#b65a35}.ins-options{padding:0;border:0;margin:0;min-width:0}.ins-options legend{font-size:12px;font-weight:600;margin-bottom:10px}.ins-choice-row{display:flex;gap:9px;flex-wrap:wrap}.ins-choice-row label{display:flex;align-items:center;gap:8px;padding:12px 14px;border:1px solid #e4dcc7;border-radius:8px;background:#fffefa;cursor:pointer;flex:1}.ins-choice-row label:has(input:checked){background:#fff4bf;border-color:#d3a600}.ins-choice-row input{width:15px!important;height:15px;accent-color:#ffcc00;flex-shrink:0;margin:0}.ins-choice-row span{font-size:12px;line-height:1.5}.ins-help{font-size:10px;color:#78715e;line-height:1.6;font-weight:400}.ins-footer{border-top:1px solid #e5decb;display:flex;justify-content:space-between;gap:20px;padding:30px 0;font-size:10px;color:#746e60}.ins-footer b{letter-spacing:1px}.ins-entry-fields{display:grid;grid-template-columns:1fr 1fr;gap:14px;margin:25px 0}.ins-entry-fields>div{background:#faf7ed;padding:14px;border-radius:8px;min-width:0}.ins-entry-fields p{white-space:pre-wrap;overflow-wrap:anywhere;font-size:13px}.cu-library-insurance{background:#ffcc00!important;color:#282820!important}.cu-library-insurance span,.cu-library-insurance b,.cu-library-insurance small{color:#282820!important}.ins-public .cu-success b{overflow-wrap:anywhere}.ins-public .cu-field-grid{gap:20px}
@media(max-width:1000px){.ins-benefits{grid-template-columns:repeat(2,1fr)}.ins-hero{gap:40px}.ins-apply{grid-template-columns:240px 1fr;gap:25px}.ins-coverage{gap:30px}.ins-pass{padding:25px}.ins-public .cu-submit-row{flex-direction:column;align-items:stretch}}
@media(max-width:700px){.ins-page{padding:0 20px}.ins-public .cu-header{padding:15px 20px}.ins-public .cu-header nav{gap:14px}.ins-public .cu-header nav>a:not(.ins-nav-cta){display:none}.ins-hero{grid-template-columns:1fr;gap:35px;padding:20px 0 45px}.ins-hero h1{letter-spacing:-2px}.ins-pass{max-width:400px;width:calc(100% - 18px)}.ins-pass h2 span{font-size:80px}.ins-pass-top{margin-bottom:15px}.ins-overview,.ins-coverage,.ins-apply{grid-template-columns:1fr;gap:24px}.ins-section{padding:40px 0}.ins-section-head{display:block}.ins-section-head>p{max-width:none}.ins-benefits{gap:10px}.ins-benefits article{padding:18px}.ins-benefits h3{min-height:0;font-size:14px}.ins-apply>aside{position:static}.ins-steps{display:none}.ins-form-card{padding:22px 18px!important}.ins-public .cu-field-grid{grid-template-columns:1fr}.ins-choice-row{flex-direction:column}.ins-footer{flex-wrap:wrap}.ins-entry-fields{grid-template-columns:1fr}.ins-actions{gap:15px}.ins-coverage .ot-btn{white-space:normal;text-align:center}}
.ins-public .ot-field select{min-height:46px;padding:11px 12px;border:1px solid #e4dcc7;color:#383329;font:inherit}.ins-public .ot-field textarea{min-height:125px}.ins-public .ot-field input:focus,.ins-public .ot-field select:focus,.ins-public .ot-field textarea:focus{outline:2px solid #c99e00;outline-offset:2px}

.ins-public .ot-primary:hover{background:#ebbc00;border-color:#ebbc00;color:#282820}.ins-public .cu-success>span{background:#fff4bf;color:#806300}
.ins-public .mobile-menu-toggle{border:0}